OMNI Community Credit Union is a financial cooperative available to residents in Southwest Michigan. As a not-for-profit credit union, we offer full array of financial products and services that can be found at any bank, however instead of customers, we have members who become part-owners when they open an account here.
Once someone joins our Credit Union, they are eligible for a lifetime of benefits even if they move, change jobs or retire. What makes us different from a bank is that our profits are returned to our member-owners in the form of better rates, lower fees, improved services, and increased reserves to maintain our unmatched financial strength. Since we aren’t accountable to shareholder profits, we can focus on providing our members with the best financial services to help them thrive in their endeavors. Plus, when we’re extra profitable, we return it back to account holders via a special loyalty dividend called the Cashback Rebate. We’re proud that over the past nine years, we’ve returned our profits to our members through this annual program, where profits are literally shared with our members.
We offer personal savings and loans, mortgages, insurance, investment services and business banking, as well as many other financial literacy and educational programs. In addition we’re active in our community through grants and scholarship programs via our OMNI Gives Back program.
We’ve also been recognized as one of the Best Places to Work in SW Michigan by The Best and Brightest as well as a Best Credit Union to Work For by the CU Journal. We know that fostering a happy and motivated workforce translates into a positive experience for our members. When an individual chooses OMNI for their banking everyone benefits – our members, our employees and our community.